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Can Rent-a-Center Find You if You Move?
Moving residences can be a stressful experience, especially when it comes to dealing with outstanding debts and financial obligations. One common concern among individuals who have used Rent-a-Center’s services in the past is whether the company can track them down if they relocate without fulfilling their contractual obligations. In this comprehensive guide, we’ll explore the ins and outs of Rent-a-Center’s policies and procedures for locating customers who have moved, providing you with the information you need to address this issue effectively.
Rent-a-Center’s Collection Practices
Rent-a-Center, like many other creditors, employs various collection methods to recover unpaid debts. These methods can include:
- Contacting you via phone, email, or mail at the address on file
- Sending collection notices to your home or workplace
- Reporting the debt to credit bureaus, impacting your credit score
- Legal action, such as filing a lawsuit or obtaining a judgment against you
Can Rent-a-Center Trace Your New Address?
Unfortunately, Rent-a-Center does have the capability to locate you if you move without providing them with your new address. The company uses a variety of methods to track down customers who have relocated, including:
- Credit Bureau Searches: Rent-a-Center can access your credit report to obtain your updated address.
- Public Records Searches: The company can search public records, such as property deeds and voter registration records, to find your new location.
- Skip Tracing Agencies: Rent-a-Center may hire skip tracing agencies to locate you, using databases and other investigative techniques.
- Social Media: Rent-a-Center can monitor social media platforms to gather information about your whereabouts.
How to Avoid Being Tracked by Rent-a-Center
If you’re concerned about Rent-a-Center finding you after you move, there are a few steps you can take to make it more difficult for them to track you down:
- Use a Post Office Box: Instead of providing Rent-a-Center with your new home address, rent a post office box for all correspondence.
- Avoid Using Social Media: Limit your activity on social media platforms or create anonymous accounts to minimize the risk of your location being exposed.
- Change Your Name and Address: In extreme cases, you may consider legally changing your name and address to make it more difficult for Rent-a-Center to locate you.
Conclusion
Rent-a-Center has the resources and methods to locate customers who have moved without providing their new address. However, by understanding the company’s collection practices and taking steps to avoid being tracked, you can minimize the risk of them successfully finding you. If you’re struggling to fulfill your contractual obligations with Rent-a-Center, it’s essential to communicate with the company and explore options for resolving the debt in a mutually acceptable manner.
Are you interested in learning more about Rent-a-Center’s policies and procedures? Let us know in the comments below!
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